Retirement Planning for Life's Next Chapter — From Someone Who Knows This Journey
Carico Private Wealth Management specializes in retirees and soon-to-be retirees — helping you navigate the decisions that matter most as you move into this next chapter, from someone who has walked this path alongside clients for years. Whatever's ahead, we're here to help you build it with confidence.
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Our practice is devoted to one chapter of life: retirement, and the years just before it. Founded by Renata Carico, Carico Private Wealth Management offers concierge guidance for the questions that arrive after the paycheck stops—so you can adapt to a changing world while keeping the lifestyle you have built.
Renata Carico
CFP®, BFA™As the Founder & Owner of Carico Private Wealth Management, Renata has devoted her practice to retirees and those approaching retirement. Her approach is rooted in the belief that this chapter is about more than accounts—it is about your lifestyle, your family and friends, and the people who depend on you.
Through personalized, concierge planning, Renata helps you navigate an ever-changing world while maintaining the life you have built, with every strategy tailored to what matters most in this next chapter.
Our Motto
"Navigating This Next Chapter Side by Side With You"
We don't just sit across the desk from you; we walk alongside you. Utilizing tools like the Values Cards Exercise from think2perform, we delve deep to ensure your plan authentically reflects the lifestyle, family, and peace of mind you want to protect.
How We Help
Concierge guidance for the questions that arrive after the paycheck stops—income, healthcare, long term-care, and family—so you can keep the lifestyle you have built.
Planning Tools
Simple, educational calculators to explore a few of the questions we work through together—retirement spending and tax-aware real estate decisions.
Simple Retirement Calculator
A straightforward look at whether current savings may support your spending. Use 0 years until retirement if you are already retired.
1031 Exchange Tax Savings
Compare an estimated tax bill if you sell investment property today versus deferring gain in a like-kind exchange. Defaults reflect common federal long-term rates plus California.
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Upcoming Events
1st Saturday of the Month
Women's Golf Lessons
Join us for networking and instruction at Pruneridge in Santa Clara.
Transparent Compensation
Our fee philosophy is simple and transparent. We operate on a fee-only basis, ensuring our advice is objective and always aligned with your best interests. We are not commission-based, so you can trust that our recommendations are driven solely by what benefits you.
Let's Start the Conversation
Schedule an introductory call to talk through retirement, lifestyle, and the next chapter.